13933 sw 46 terr #D,
Miami, FL 33175
Condo 2/2 with 1 car garage
email or call us 786-222-8283
Wednesday, August 27, 2008
Tuesday, August 26, 2008
Foreclosure cases swamp courthouse
Foreclosure cases are overwhelming the Lee County court system. Since January 2006, 32,665 foreclosures were filed. Charlie Green, the Clerk of Courts, says 11,558 have been resolved and 21,107 are pending. "It's a situation we've never seen before," Green said Tuesday during a Lee County Board of Commissioners meeting.
Most foreclosures linger in the system for about six months, according to a courthouse employee. All this extra work on foreclosures requires the court to put other civil matters on hold.
Now, the court plans to devote a courtroom three days a week to hear nothing but foreclosure cases. According to Green, one in 64 houses in Lee County is in foreclosure. by NBC2 NEWS.
If your in need of foreclosure assistance email us at gnthomes@gmail.com
Most foreclosures linger in the system for about six months, according to a courthouse employee. All this extra work on foreclosures requires the court to put other civil matters on hold.
Now, the court plans to devote a courtroom three days a week to hear nothing but foreclosure cases. According to Green, one in 64 houses in Lee County is in foreclosure. by NBC2 NEWS.
If your in need of foreclosure assistance email us at gnthomes@gmail.com
Friday, August 22, 2008
Foreclosure crisis going to get worse before it gets better
Government officials and homeowners are hunkering down. If the foreclosure crisis is bad now, the increasing trend of court filings indicates the problem will become much worse, experts say.
The storm has been brewing for at least the last five years, and the next two years could be critical. No one can predict how deep the crisis will go, said Michael Seng, a John Marshall Law School professor and executive director of the school's Fair Housing Program.
"We're just seeing the tip of the iceberg now," Seng said.
Already this year, the numbers of foreclosures in most of the Northwest and West suburbs have met or exceeded last year's totals. Local academics and researchers have been keeping tallies and raising red flags, with some hoping government officials will take action. By Anna Marie Kukec Daily Herald Staff
If you have questions, email us at gnthomes@gmail.com.
The storm has been brewing for at least the last five years, and the next two years could be critical. No one can predict how deep the crisis will go, said Michael Seng, a John Marshall Law School professor and executive director of the school's Fair Housing Program.
"We're just seeing the tip of the iceberg now," Seng said.
Already this year, the numbers of foreclosures in most of the Northwest and West suburbs have met or exceeded last year's totals. Local academics and researchers have been keeping tallies and raising red flags, with some hoping government officials will take action. By Anna Marie Kukec Daily Herald Staff
If you have questions, email us at gnthomes@gmail.com.
Monday, August 18, 2008
Tips for Avoiding Foreclosure
Are you having trouble keeping up with your mortgage payments?
Have you received a notice from your lender asking you to contact them?
1) Don't ignore the letters from your lender
2) Contact your lender immediately
Unsure of what to do? Your house is worth less than the mortgage you have on it and you feel trapped?
Don't despair. There may be a solution to this dilemma. To find out more e.mail your name, phone number and address to gnthomes@gmail.com and someone will contact you within 24 hours. Don't waste another minute contact us today.
Have you received a notice from your lender asking you to contact them?
1) Don't ignore the letters from your lender
2) Contact your lender immediately
Unsure of what to do? Your house is worth less than the mortgage you have on it and you feel trapped?
Don't despair. There may be a solution to this dilemma. To find out more e.mail your name, phone number and address to gnthomes@gmail.com and someone will contact you within 24 hours. Don't waste another minute contact us today.
Thursday, August 14, 2008
Foreclosure filings surge 55% over July '07
The number of homeowners stung by the slumping housing market jumped last month as foreclosure filings were 55% higher than a year ago, according to data released Thursday.
Nationwide, more than 272,000 homes received at least one foreclosure-related notice in July, up from about 175,000 in the same month last year and up 8% from June, RealtyTrac said. That means one in every 464 U.S. households received a foreclosure filing last month.
RealtyTrac, based in Irvine, Calif., monitors default notices, auction sale notices and bank repossessions. More than 77,000 properties were repossessed by lenders in July, the company said. If your ready for a change email us.
Nevada, California, Florida, Arizona, Ohio, Georgia and Michigan had the highest foreclosure rates. Foreclosure filings increased from a year earlier in all but eight states.
The combination of weak home sales, falling home values, tighter mortgage lending criteria and a slowing economy has left financially strapped homeowners with few options to avoid foreclosure. Many can't find buyers or owe more than their home is worth and can't refinance into an affordable loan. Alan Zibel, AP Business Writer
If you know of someone needing housing assistance. Call us at 786-222-8283.
Nationwide, more than 272,000 homes received at least one foreclosure-related notice in July, up from about 175,000 in the same month last year and up 8% from June, RealtyTrac said. That means one in every 464 U.S. households received a foreclosure filing last month.
RealtyTrac, based in Irvine, Calif., monitors default notices, auction sale notices and bank repossessions. More than 77,000 properties were repossessed by lenders in July, the company said. If your ready for a change email us.
Nevada, California, Florida, Arizona, Ohio, Georgia and Michigan had the highest foreclosure rates. Foreclosure filings increased from a year earlier in all but eight states.
The combination of weak home sales, falling home values, tighter mortgage lending criteria and a slowing economy has left financially strapped homeowners with few options to avoid foreclosure. Many can't find buyers or owe more than their home is worth and can't refinance into an affordable loan. Alan Zibel, AP Business Writer
If you know of someone needing housing assistance. Call us at 786-222-8283.
Wednesday, July 30, 2008
Bush signs housing bill
President Bush on Wednesday signed a massive housing bill intended to provide mortgage relief for 400,000 struggling homeowners and stabilize financial markets.
Bush signed the bill without any fanfare or signing ceremony, affixing his signature to the measure he once threatened to veto, in the Oval Office in the early morning hours. He was surrounded by top administration officials, including Treasury Secretary Henry Paulson and Housing Secretary Steve Preston. If you need assistance call us at 786-222-8283
"We look forward to put in place new authorities to improve confidence and stability in markets," White House spokesman Tony Fratto said. He said that the Federal Housing Administration would begin right away to implement new policies "intended to keep more deserving American families in their homes." JENNIFER LOVEN, Associated Press Writer
mailto:gnthomes@gmail.com
Bush signed the bill without any fanfare or signing ceremony, affixing his signature to the measure he once threatened to veto, in the Oval Office in the early morning hours. He was surrounded by top administration officials, including Treasury Secretary Henry Paulson and Housing Secretary Steve Preston. If you need assistance call us at 786-222-8283
"We look forward to put in place new authorities to improve confidence and stability in markets," White House spokesman Tony Fratto said. He said that the Federal Housing Administration would begin right away to implement new policies "intended to keep more deserving American families in their homes." JENNIFER LOVEN, Associated Press Writer
mailto:gnthomes@gmail.com
Sunday, July 13, 2008
What's new in the foreclosure market.
We May Have Turned the Corner.
Foreclosures Drop for 2nd Month. For the second consecutive month fewer homeowners lost their properties to foreclosure. In fact May foreclosures dropped 11.98% from April. The number of homeowners facing pre-foreclosure also was down again -- 8.89% from April, according to California-based ForeclosureS.com, the original foreclosure information specialists.
If your not so lucky call 786-222-8283 or email us today.
Foreclosures Drop for 2nd Month. For the second consecutive month fewer homeowners lost their properties to foreclosure. In fact May foreclosures dropped 11.98% from April. The number of homeowners facing pre-foreclosure also was down again -- 8.89% from April, according to California-based ForeclosureS.com, the original foreclosure information specialists.
If your not so lucky call 786-222-8283 or email us today.
Friday, June 27, 2008
Late on your payments?
Life has many challenges. Sometimes we feel there is no way out. A few years ago who would have thought that the housing market could be where it is today. Perhaps you are one of these people that have had an unexpected incident such as a health issue or a loss in income and are unable to make your monthly mortgage payments.
You may feel trapped because you find yourself in a situation where your home has dropped in value and your mortgage is now more than what your home is worth. There may be a solution to this dilemma.
To find out more e.mail your name, phone number and address to gnthomes@gmail.com and someone will contact you within 24 hours. Don't waste another minute contact us today.
You may feel trapped because you find yourself in a situation where your home has dropped in value and your mortgage is now more than what your home is worth. There may be a solution to this dilemma.
To find out more e.mail your name, phone number and address to gnthomes@gmail.com and someone will contact you within 24 hours. Don't waste another minute contact us today.
Friday, June 20, 2008
Equity in Americans’ homes falls to historic low
updated 7:08 p.m. ET, Thurs., June. 5, 2008
NEW YORK - The equity Americans have in their most important asset — their homes — has dropped to its lowest level since the end of World War II.
Homeowners’ portion of equity slipped to 46.2 percent in the first quarter from a revised 47.5 percent in the previous quarter. That was the fifth quarter in a row below the 50 percent mark, the Federal Reserve said Thursday.
The total dollar value of equity also fell for the fourth straight quarter to $9.12 trillion from $9.52 trillion in the fourth quarter, while Americans’ total mortgage debt rose to $10.6 trillion from $10.53 trillion.
A homeowner’s equity is the market value of a property minus the mortgage debt. And homeowners’ percentage of equity has declined steadily even as home values surged during the housing boom due to a jump in cash-out refinancing, home equity loans and an increase in 100 percent financing.Experts expect equity to decline further as falling home prices erode the value of Americans’ largest asset, dragging more homeowners “upside down” on their mortgages.
At the end of March, nearly 8.5 million homeowners had negative or no equity in their homes, representing more than 16 percent of all homeowners with a mortgage, according to Moody’s Economy.com Chief Economist Mark Zandi. By June 2009, he estimates that will increase to 12.2 million, or almost one out of every four homeowners with a mortgage.
But to put that number in perspective, one out of every three homeowners own their properties free and clear, with no mortgage at all.
Still, Zandi said, “For most, their home is their key asset. If they have no equity in their home, likely their net worth is negative too. Their entire balance sheet will be underwater.”
The report also showed that Americans’ total net worth dropped to $55.97 trillion in the first quarter from $57.67 trillion.
Zandi expects prices to fall 24 percent from peak to trough. Last week, Standard & Poor’s/Case-Shiller said its national home price index fell about 14 percent in the first quarter compared with a year earlier, the lowest since its inception in 1988.
Prices nationwide are at levels not seen since the third quarter of 2004.
Homeowners with no or negative equity are more likely to fall behind on their mortgage payments or, in frustration, mail the keys to the lender and walk away from their mortgages, a phenomenon more lenders are seeing. This will only increase foreclosures, which have been surging the last two years, and further exacerbate the housing downturn.
Wednesday, June 18, 2008
Problem Tenants
Have a problem tenant or just want out of the property, let us handle the deal.
We have specialist able to handle these situations right away!
GNTHOMES@GMAIL.COM
We have specialist able to handle these situations right away!
GNTHOMES@GMAIL.COM
Sunday, May 11, 2008
There may be a solution to your dilemma
Are you one of those people who through some unfortunate incident are unable to make your monthly mortgage payments.
Unsure of what to do? Your house is worth less than the mortgage you have on it and you feel trapped?
Do not dispair. There may be a solution to this dilemma. To find out more e.mail your name, phone number and address to gnthomes@gmail.com and someone will contact you within 24 hours. Don't waste another minute contact us today.
Unsure of what to do? Your house is worth less than the mortgage you have on it and you feel trapped?
Do not dispair. There may be a solution to this dilemma. To find out more e.mail your name, phone number and address to gnthomes@gmail.com and someone will contact you within 24 hours. Don't waste another minute contact us today.
Saturday, April 26, 2008
Frequently Asked Questions
Question: I can't meet the monthly payments on my home and I've been told that I should try
a 'short sale' but I'm not sure what a short sale is.
Answer: A short sale is when in order to sell the property before foreclosure a settlement of
the balance of the homeowners' mortgage is negotiated.
Question: How long does it take for a short sale to be completed.
Answer: Once all documents have been submitted, it should take between 1-3 months,
depending on the bank.
Question: What documents will I need.
Answer: The bank requires information on the condition of the property as well as your
current financial information. You need not feel overwhelmed as we will assist you
in collecting and colating this information and submitting it to your lender.
Question: But do you think that the lender is going to accept less than what I owe.
Answers: The housing problem is of such a great magnitude that lenders are more and more
willing to negotiate. Often they prefer to dispose of the property rather than allow
it to go into foreclosure leaving them with the cost and responsibility of repairing and
reselling the property.
Question: What's your cost for this service
Answers: The net cost will be zero. We do, however, collect a fefundable fee of $1,500 which
you pay in installments. This is to cover our costs during the process. Once the
short sale has been completed, you will be refunded all fees that you have paid.
Question: Why not just let the bank foreclose? Why bother with the short sale?
Answer: If there are late payments, you credit will already have been affected. However, the
effect of a short sale on your credit report is less than if you completed foreclosure.
Pre-forclosure on your credit will be listed as in redemption status, resulting in a 80-
100 point loss. A completed foreclosure will lower your score more plus the impact
will last longer.
Question: What is the effect on my credit if I had a foreclosure or a deed-in-lieu of foreclosure.
Answer: In both cases your FICO score will drop between 250-280 points.
Question: Will I be forced to leave right away?
Answer: The short sale will take some time so you have the opportunity to plan when and
where you move to. We can help you find your next home through our property
placement assistance. You may even be able to find the future home you wish to
buy, and rent it for 2 years in our rent-to-own program.
Question: How will I find a realtor?
Answer: We have a real estate brokerage team who will handle listing and showing your
home. If you have a realtor already, we will work with them.
Question: Suppose there arn't any offers on my home?
Answer: With a Short Sale, since we are able to make price reductions sooner you are more
likely to get offers. If no acceptable offers come in, the management company will
make an offer directly to the bank.
Question: Is it too late. A court date has been set for a hearing?
Answer: No. Through attending court many foreclosure sale dates have been successfully
cancelled and continuances optained so that the short sale process can
be completed.
Question: My home need repair. I can't afford any right now.
Answer: You should not make any repairs what so ever. The bank is more inclined to
negotiate a short sale if your home needs repair. You will, however, need to get a
home inspection report along with estimates. We will assist you in locating an
inspector so that we can attach this report to the paperwork we submit to the bank.
Question: Will I ever be able to be a homeowner again?
Answer: Do not dispair, yes. If you had a foreclosure or a deed-in-lieu, it would be up to 36
months before you would be considered by a lender for a new loan. With a short
sale your wait is a lot less. Within 18-24 months you should be able to buy again at a
decent rate of interest.
If you think a short sale may be right for you give us a call - Tanya 305-222-8283.
a 'short sale' but I'm not sure what a short sale is.
Answer: A short sale is when in order to sell the property before foreclosure a settlement of
the balance of the homeowners' mortgage is negotiated.
Question: How long does it take for a short sale to be completed.
Answer: Once all documents have been submitted, it should take between 1-3 months,
depending on the bank.
Question: What documents will I need.
Answer: The bank requires information on the condition of the property as well as your
current financial information. You need not feel overwhelmed as we will assist you
in collecting and colating this information and submitting it to your lender.
Question: But do you think that the lender is going to accept less than what I owe.
Answers: The housing problem is of such a great magnitude that lenders are more and more
willing to negotiate. Often they prefer to dispose of the property rather than allow
it to go into foreclosure leaving them with the cost and responsibility of repairing and
reselling the property.
Question: What's your cost for this service
Answers: The net cost will be zero. We do, however, collect a fefundable fee of $1,500 which
you pay in installments. This is to cover our costs during the process. Once the
short sale has been completed, you will be refunded all fees that you have paid.
Question: Why not just let the bank foreclose? Why bother with the short sale?
Answer: If there are late payments, you credit will already have been affected. However, the
effect of a short sale on your credit report is less than if you completed foreclosure.
Pre-forclosure on your credit will be listed as in redemption status, resulting in a 80-
100 point loss. A completed foreclosure will lower your score more plus the impact
will last longer.
Question: What is the effect on my credit if I had a foreclosure or a deed-in-lieu of foreclosure.
Answer: In both cases your FICO score will drop between 250-280 points.
Question: Will I be forced to leave right away?
Answer: The short sale will take some time so you have the opportunity to plan when and
where you move to. We can help you find your next home through our property
placement assistance. You may even be able to find the future home you wish to
buy, and rent it for 2 years in our rent-to-own program.
Question: How will I find a realtor?
Answer: We have a real estate brokerage team who will handle listing and showing your
home. If you have a realtor already, we will work with them.
Question: Suppose there arn't any offers on my home?
Answer: With a Short Sale, since we are able to make price reductions sooner you are more
likely to get offers. If no acceptable offers come in, the management company will
make an offer directly to the bank.
Question: Is it too late. A court date has been set for a hearing?
Answer: No. Through attending court many foreclosure sale dates have been successfully
cancelled and continuances optained so that the short sale process can
be completed.
Question: My home need repair. I can't afford any right now.
Answer: You should not make any repairs what so ever. The bank is more inclined to
negotiate a short sale if your home needs repair. You will, however, need to get a
home inspection report along with estimates. We will assist you in locating an
inspector so that we can attach this report to the paperwork we submit to the bank.
Question: Will I ever be able to be a homeowner again?
Answer: Do not dispair, yes. If you had a foreclosure or a deed-in-lieu, it would be up to 36
months before you would be considered by a lender for a new loan. With a short
sale your wait is a lot less. Within 18-24 months you should be able to buy again at a
decent rate of interest.
If you think a short sale may be right for you give us a call - Tanya 305-222-8283.
Thursday, April 17, 2008
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Shop over 200 secure online shopping sites. Save up to 60 percent and more with online coupons, deals and discounts.
Flats to Rent in Leeds, Intercity Accommodation - Leeds Letting Agents
Intercity Accommodation is a long established 1980 property lettings, rentals & management company based Far Headingley, Leeds, UK. Daily website updates & property viewings a pleasurePR4 index page 2 or 3 most others. High visit rate to URL
Online shopping mall, online shopping storeFeaturing online gifts and household goods. This online shopping store has fine lingerie, games, toys, dvd player, handbag, men shoes.
Dominican Republic Real Estate
Trust Realty Dominican Republic Real Estate service offers beachfront properties on the East coast of the Dominican Republic. Homes for sale in Bavaro and Uvero Alto.
Home air purifier, room air purifierFor the health and environmental conscious consumer we offer a variety of air purification units, solar powered items and all natural products.
The Atlanta Mall shopping directory
Popular shopping directory, and web portal with categorized directories.
The Orlando Mall Shopping Directory
shopping and web directory. Shop for products, services and Orlando classifieds.
http://www.vincegutierrezmortgages.com/
Texas Home Equity Loans Texas Mortgage LoansFind the best deals for Texas home loans and Texas home equity loans here. Texas mortgage rates are still low, contact us now to refinance and to get a Texas mortgage loans.
Small Kitchen Appliances
A wide range of small kitchen appliances to include coffee makers, toaster ovens, juicers, blenders, bread makers, rice cookers, fryers, microwave ovens, fryers and a lot more.
North Central Florida Homes
Located in Fanning Springs, Florida. Explore the heart of the Suwannee River Valley. Rural, natural springs, parks, and near the Gulf of Mexico. Find your new home in Dixie, Gilchrist, or Levy County in North Florida
North Georgia Real Estate, Real Estate in GA, TN, & NC
Log cabins, homes and property for sale in the beautiful Blue Ridge Mountains of North Georgia, South Tennessee, & Southwestern North Carolina.
Linking Banks and Borrowers
Linking Banks and Borrowers. Rates updated daily from hundreds of lenders nationwide. Lowest current, accurate rates.
Gourmet gift basket, baby gift basket, gift basketsOffering a wide range of gift baskets to include gourmet, fruit, birthday, gifts for him and her, baby and spa gifts.
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About the natural Earth
Answers to all your questions about the natural Earth
Health Food Store and Organic FoodHealth food store carrying a variety of organic food organic produce, vegetarian food and natural health products for a healthy diet.
Discount Mens Jewelry, Mens Rings, Gifts For Him, Mens Bracelets
Shop for great jewelry and gifts for men, including stainless rings, earrings, bracelets, and pendants, at incredibly low prices with free shipment.
Eyeglasses
Native Eyewear Sunglasses Eyeglasses: safety prescriptions: luxury frames: Chanel Christian Dior Dolce e Gabbana Gucci Fendi Prada Versace.. New 008, most popular 2007, old fashioned models. SMART EYEGLASSES SHOPPING-You can add lenses to your frame
Cyprus Property
Gernich Estate Agent is a progressive firm committed to providing an excellent level of property services. Sales, Property Rentals, Real Estate Consultation, Property Valuations, Property Management, Property Investment.
Washington DC Real Estate, homes in Maryland, North Virginia, free classified ads
Real estate and homes in Washington DC, Maryland, Virginia, classified ads, free online property listings service, free advertising for sale by owner(fsbo) and realtor, DC area talks forum
http://www.4e-sell.com/
www.4e-sell.com, advertise all YOUR RENTALS, Vacation Property, Join FREE 1st Trial ad FREE, add more days for $.50/day ,waterfront rentals, Commercial, and Office Rentals, Florida vacationsGet a FREE Membership and FREE ad at our sister site too.
Your South Florida Realtor
When agent is truly working for the buyer, his loyalty, confidentiality and disclosure obligations are owed only to the buyer, that can make a huge difference in what you end up paying for your home. My experience & knowledge will save you time & $$
Kingman Arizona and Mohave County Land for sale - Tim Nutt - Hollingsworth Properties
Kingman Arizona and Mohave County Land for sale, Commercial Land for sale, Residential Properties for sale, Industrial Land for sale, Ranch Land for sale, Services by Tim Nutt Hollingsworth Properties for all your Real Estate needs.
Used Cars UK
autoleague.co.uk is the right place for you to find used cars or dealers that sell used cars anywhere in the UK.
Pharmaceutical companies
Pharmaceutical databases online, over 100,000 approved prescription drugs, OTC drugs and health products. Include medications, nutritions, supplements, veterinary products, pet meds, cosmetics, drugs active ingredients, pharmaceutical companies
O sitio do Quintas
Videos de travestis e transformistas,nacionais e internacionais. O melhor de cada familia no sitio do quintas.Video,music and fun for all.
Add Your Website To The Best Web Directory Network.
Add your website to our network, your website will be accessed by more than 10,000 user everyday.
Plumbing Information Database
Tons of Answers to frequently asked Questions to assist your Plumbing repair needs
Homes in Seguin, Texas and all of South Central Texas
A 5th generation Seguin native, I have been selling homes since 1982. I am a graduate of Seguin High as well as TLU. I really know the area & look forward to helping you buy or sell your home. Contact me at (830) 305-4866. Thanks Flamingo Joe
Best of Bread Music
A site dedicated to Bread Music, We have Gutar Tabs, Bass Tabs, Drums Tabs, Lyrics, Album Covers and Track Lists
Automotive Tips and Advice
A Helpful Guide to car Maintainance
Online shopping and superstoreOffering a wide variety of home decor and garden products. See for yourself the wide selection of luggage, clocks, kitchenware, sports items and a lot more
Rapid Appraisal - Connecticut Residential and Commercial Appraisal Firm
Rapid Appraisal - for all your Connecticut Appraisal needs. When you need it fast you need it Rapid
HomeImprovement.eyre.ca A collection of more than 5000 Q & As
Tons of Answers to frequently asked Questions to assist your Home Improvement and repair needs
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